ITIN Loans, Mortgage, Immigration & Homeownership, Non-QM

You Can Buy a Home in Florida Without a Social Security Number — Here’s How

ITIN mortgage loans are real, legal, and available to buyers across Florida right now. If you have an Individual Taxpayer Identification Number, a documented income history, and the right lender, you can own a home in Florida. Here’s exactly what ITIN loans require and how to get started in 2026.