Florida Black Mortgage Brokers

Florida Black Mortgage Brokers | African American Loan Officers in Orlando FL

Ready to buy or refinance? Talk to a Black-owned mortgage broker today.

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Black Owned Florida Directory

Florida Black Mortgage Brokers
Who Put You First

Connect with licensed African American mortgage professionals in Orlando and across Florida — people who understand your community, your goals, and how to get you to closing.

FHA · VA · DSCR · Non-QM · ITIN · First-Time Buyers · Refinancing. No runaround. Just results.

Licensed · NMLS Verified · Statewide Florida Service

Not sure where to start? We’ll walk you through it — free.

One quick conversation can tell you exactly what you qualify for. No pressure, no obligation.

Why It Matters

What Makes Working with a Black Mortgage Broker Different

This isn’t just about representation — though that matters. It’s about working with someone genuinely invested in where you’re going.

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Community-Rooted Perspective

Black brokers understand the unique hurdles families face — generational credit gaps, non-traditional income, and navigating systems that weren’t always built for them.

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Real Talk, Not Runaround

Plain language, honest answers, and a broker who explains every step — not corporate jargon that leaves you more confused than when you started.

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Access to More Programs

ITIN, Non-QM, DSCR, FHA, VA, down payment assistance — specialty expertise means more doors open, especially for buyers who’ve been told “no” elsewhere.

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Building Generational Wealth

Homeownership is still the most powerful wealth-building tool available. A broker aligned to that mission means every loan is part of a bigger picture.

Been told your situation is “too complicated”?

Self-employed, ITIN holder, investor, or non-traditional income? There’s likely a program for you. Let’s find out.

Featured Black-Owned Mortgage Company

Jhenesis Mortgage — Expert, Trusted, Community-Focused

Serving buyers and investors across Florida with personalized mortgage solutions that most banks won’t touch.

Jhenesis Mortgage

✓ Featured Black-Owned Broker
Specialties: FHA · VA · Conventional · DSCR Investor Loans · Non-QM · ITIN Mortgages · Self-Employed / Bank Statement · Foreign National · Down Payment Assistance · First-Time Buyers · Refinancing

📞 407-630-9766

✉️ info@jhenesismortgage.com

🌐 jhenesismortgage.com

📍 Licensed statewide across Florida

Are you a licensed Black mortgage broker in Florida? Submit your listing →

Loan Programs Available

Mortgage Programs Offered by Black Brokers in Florida

Whether you’re buying your first home, refinancing, or growing an investment portfolio — there’s a program for your situation.

🏠 FHA Home Loans
🎖️ VA Loans for Veterans
🌾 USDA Rural Loans
📊 DSCR Investor Loans
💼 Non-QM / Non-Traditional
🪪 ITIN Mortgages
🌍 Foreign National Loans
🏦 Bank Statement Loans
📈 Conventional Financing
💎 Jumbo Loans
🔄 Refinancing
🎁 Down Payment Assistance
Get Connected

Find a Black Mortgage Broker in Florida — Free

Fill out the form and we’ll match you with a trusted, licensed Black-owned mortgage professional based on your needs, location, and loan type. Fast, free, no obligation.

  • Licensed Florida mortgage professionals only
  • FHA, VA, DSCR, Non-QM, ITIN & more
  • First-time buyers welcome
  • Self-employed and non-traditional income accepted
  • Statewide — Orlando, Tampa, Jacksonville & beyond
  • Response within 1 business day

Prefer to call?

📞 407-603-5044
Mon–Fri, 9am–6pm EST

Let’s Find Your Mortgage Match

🔒 Your info is private. No spam, ever.

Common Questions

Frequently Asked Questions

Here are the questions we hear most from buyers and investors exploring their options.

How do I find a Black mortgage broker in Florida?
Submit the form above or call 407-603-5044. We’ll connect you with a verified Black-owned mortgage professional matched to your location and loan type — typically within one business day.
Why choose a Black-owned mortgage broker in Florida?
Beyond representation, it’s about working with someone who genuinely understands your community’s financial journey. Black mortgage brokers often specialize in programs that serve underserved buyers — and they’re invested in the outcome beyond just closing a deal.
What mortgage programs do Black brokers in Florida offer?
A wide range — FHA, VA, USDA, Conventional, DSCR investor loans, Non-QM, ITIN mortgages, foreign national loans, jumbo loans, down payment assistance, refinancing, and first-time homebuyer programs.
How do I apply for a mortgage with a Black broker in Florida?
Two easy options: fill out the form on this page, or apply directly at jhenesismortgage.com/apply. You can also call or text 407-630-9766.
Do Black mortgage brokers in Florida work with first-time homebuyers?
Absolutely. Many specialize in first-time buyer programs — down payment assistance, FHA loans with lower credit thresholds, and step-by-step guidance from pre-approval to closing.
Can I get a mortgage if I’m self-employed or have non-traditional income?
Yes — bank statement loans, Non-QM, P&L-based loans, and DSCR financing exist specifically for people who don’t fit the W-2 mold. Don’t assume you don’t qualify until you’ve had a conversation.

Still have questions? Let’s talk through your situation.

Ask Your Question →    📞 Call Now
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