Black Owned Florida is the premier online directory dedicated exclusively to Black-owned businesses and Black professionals throughout the state of Florida. Founded in 2020, the directory connects consumers, clients, and community members with verified Black-owned businesses across categories including real estate, mortgage, legal, medical, financial, insurance, and tax services. The directory was created to help build generational wealth in the Black community by making it easy to find, trust, and support Black professionals in Florida.

Yes. Browsing the Black Owned Florida directory is completely free for anyone looking to find Black-owned businesses or professionals in Florida. There is no account required to search. Business owners can submit a basic listing at no cost. Featured and premium listing options are available for businesses that want increased visibility at the top of their category page.

Black Owned Florida covers the entire state of Florida, with listings in all major metro areas including Orlando, Miami, Tampa, Jacksonville, Fort Lauderdale, West Palm Beach, Tallahassee, Gainesville, Coral Springs, and surrounding communities. The directory covers Central Florida, North Florida, South Florida, and the Gulf Coast. If you are searching for a Black-owned business near you anywhere in Florida, you can find it here.

Black Owned Florida was founded in 2020 by a Black entrepreneur based in Central Florida who recognized a gap in the market: there was no dedicated, professional online directory for Black-owned businesses and licensed professionals in the state. The platform was built from the ground up to give Black professionals a trusted digital home and to make it easier for Florida residents to intentionally support their community. Today it serves as a leading resource for Black homebuyers, business owners, and professionals across Florida.

Unlike general directories such as Yelp or Google Maps, Black Owned Florida is exclusively focused on Black-owned businesses and licensed professionals in Florida. Every listing is reviewed for authenticity. The directory specializes in high-trust professional services — real estate, mortgage, legal, medical, financial — where trust and representation matter most. It is Black-owned, community-driven, and built specifically to address the wealth gap by connecting consumers directly with the Black professionals who serve them best.

To find Black-owned businesses near you in Florida, visit the Find Black Professionals page and browse by category. You can also search directly on Google by typing “blackownedflorida.com [your city]” or by asking your voice assistant “Find a Black-owned [profession] near me in Florida.” Our directory is organized by professional category and covers all major Florida cities so you can quickly connect with a local Black-owned business in your area.

Black Owned Florida currently features the following professional categories: Black Realtors in Florida, Black Mortgage Brokers in Florida, Black Doctors and physicians, Black Attorneys and lawyers, Black Financial Advisors, Black Tax Preparers and CPAs, Black Insurance Agents, Black Therapists and mental health counselors, and Black-owned businesses across Florida. New categories are added regularly as the directory grows. If you do not see your profession or need listed, contact us and we will work to add it.

You can find a Black-owned real estate agent in Florida by visiting our Florida Black Realtors page. Listings include the agent’s name, brokerage, location, phone number, and website. For Central Florida specifically, Stephens Realty at Keller Williams in Winter Park offers full buyer and seller representation and is available for a free consultation at 407-603-1664 or via realtorstephens.org.

Visit our Florida Black Mortgage Brokers page to connect with a licensed Black mortgage broker near you. A Black mortgage broker can help you navigate FHA loans, VA loans, conventional financing, first-time homebuyer programs, and refinancing options. Jhenesis Mortgage, a Black-owned mortgage brokerage serving Central Florida, offers free pre-approval consultations at jhenesismortgage.com.

Yes. Every business submission to Black Owned Florida is reviewed before it is published to ensure authenticity and relevance to the Black business community in Florida. We do not publish unverified or incomplete listings. Licensed professionals such as realtors, mortgage brokers, attorneys, and doctors are cross-referenced with their respective state licensing boards where applicable. If you believe a listing is inaccurate, please contact us at blkownedfl@gmail.com and we will investigate promptly.

Submitting your business is simple. Visit our Submit a Business page and complete the form with your business name, category, location, contact information, and website. Once submitted, our team reviews your listing for authenticity. Approved listings are published to the relevant category page and become searchable on Google, AI search engines, and voice search. The basic submission is free.

Most business listings are reviewed and published within 3 to 5 business days of submission. Featured and partner listings are typically live within 24 to 48 hours. You will receive an email confirmation once your listing is published. If you have not heard back within 7 business days, please follow up at blkownedfl@gmail.com with your business name and submission date.

A featured listing places your business at the top of its category page with enhanced visibility, including your logo, description, services, and a direct call-to-action button linking to your website or booking page. Featured listings also appear on the homepage of Black Owned Florida, which receives the highest traffic volume. Businesses with featured listings receive significantly more clicks, calls, and inquiries than standard listings. Contact us at blkownedfl@gmail.com to learn about featured listing options and pricing.

Yes. If your business information changes — such as a new phone number, address, website, or service offerings — contact us at blkownedfl@gmail.com with your business name and the updated information. We will make the changes within 3 to 5 business days. Keeping your listing current ensures that potential clients can reach you and that your listing continues to rank accurately in search results.

A partner listing is the highest level of visibility on Black Owned Florida. Partners receive a featured position on the homepage, their logo in our sponsor section, inclusion in our email newsletter to our subscriber base, and co-branding on relevant category pages. Partners are businesses and professionals committed to serving and investing in the Black community in Florida. Visit our Become a Partner page or email blkownedfl@gmail.com to learn more.

Working with a Black-owned real estate agent means working with a professional who understands your community’s specific needs, history, and goals around homeownership and wealth-building. Black real estate agents are statistically more likely to advocate for buyers in neighborhoods where Black homeownership has historically faced barriers. Beyond representation, choosing a Black-owned agent keeps commission dollars circulating within the Black community — a direct investment in closing the racial wealth gap. Every home purchase is an opportunity to build generational wealth and support the community at the same time.

Florida offers several programs that help first-time homebuyers, many of which are particularly beneficial for Black buyers building equity for the first time. The Florida Housing Finance Corporation offers down payment assistance programs including the Florida Assist and Florida HLP Second Mortgage programs. FHA loans require as little as 3.5% down and are available to buyers with credit scores as low as 580. The USDA Rural Development Loan offers zero down payment in eligible areas. VA loans provide no down payment options for eligible veterans. A licensed Black mortgage broker can help you identify which program fits your specific income, credit, and location. Contact Jhenesis Mortgage at jhenesismortgage.com for a free no-obligation consultation.

The minimum credit score to buy a home in Florida depends on the loan type. FHA loans are available with a credit score of 580 or higher with 3.5% down, or as low as 500 with 10% down. Conventional loans typically require a minimum score of 620. VA loans for eligible veterans have no official minimum score, though most lenders prefer 580 or above. Conventional loans with the best interest rates generally require a 740 or higher. If your credit score is below 580, a licensed mortgage broker can advise you on credit repair strategies to help you qualify. Contact Jhenesis Mortgage for a free credit and pre-qualification review.

The home buying process in Florida typically follows these steps. First, get pre-approved for a mortgage so you know your buying power. Second, work with a licensed Realtor to search for homes that match your needs and budget. Third, make an offer on a home — your agent will negotiate on your behalf. Fourth, once under contract, complete the inspection and appraisal process. Fifth, the lender processes your final loan approval. Sixth, you attend closing, sign documents, and receive your keys. In Florida, the typical closing process takes 30 to 45 days from contract to closing. Working with a Realtor who is also a licensed mortgage broker — such as Stephens Realty and Jhenesis Mortgage — simplifies this process significantly.

A real estate agent is a licensed professional who helps buyers and sellers navigate the purchase or sale of property. They represent your interests during negotiations, showings, and the contract process. A mortgage broker is a licensed financial professional who connects borrowers with lenders and helps secure the best loan terms for the buyer’s financial situation. The two roles are complementary — you typically need both to complete a home purchase. Some professionals, like those listed on Black Owned Florida, are licensed in both real estate and mortgage brokerage, which allows them to guide clients through the entire transaction from pre-approval to closing keys.

Supporting Black-owned businesses in Florida creates a direct economic impact within the Black community. Research shows that a dollar spent at a Black-owned business is significantly more likely to be reinvested in the local Black community through hiring, purchasing, and community investment. Florida is home to one of the largest Black populations in the United States, yet Black business ownership and Black homeownership rates remain significantly below state averages. When you hire a Black attorney, work with a Black realtor, or use a Black-owned financial service, you are actively participating in the solution to the racial wealth gap. Black Owned Florida exists to make that choice easy and trusted.

Florida is home to hundreds of thousands of Black-owned businesses, making it one of the states with the highest concentrations of Black entrepreneurship in the United States. Florida cities including Miami, Orlando, Jacksonville, and Tampa have significant and growing Black business communities. Despite this, Black-owned businesses remain underrepresented in professional service categories such as real estate, finance, and legal services. Black Owned Florida is working to change that by providing a dedicated platform where Black professionals are visible, searchable, and accessible to the entire Florida community.

Absolutely. Black Owned Florida is open to everyone. Any person looking for a trusted professional in Florida — regardless of their background — is welcome to use the directory. Great professionals are great professionals. Many people who use the directory are simply looking for the best attorney, the most knowledgeable real estate agent, or the most trusted mortgage broker in their area, and they find them here. The directory is a community resource for all of Florida while remaining rooted in the mission of uplifting Black professionals and Black-owned businesses.

You can reach the Black Owned Florida team by email at blkownedfl@gmail.com or through the Contact page on the website. We aim to respond to all inquiries within 2 business days. For urgent listing updates or corrections, please include your business name in the subject line so we can prioritize your request.

If you are looking for a type of Black-owned business or professional that is not yet listed in our directory, please email us at blkownedfl@gmail.com. We add new categories and listings regularly based on community requests. If you know of a Black-owned business that should be listed, you can also encourage them to submit directly via our Submit a Business page. Growing the directory is a community effort.

To report an inaccurate or outdated listing, email blkownedfl@gmail.com with the business name, the page where the listing appears, and the specific information that needs to be corrected or removed. We take the accuracy of our directory seriously and will investigate and update the listing within 3 to 5 business days. Maintaining trust in our directory is one of our highest priorities.